Commercial Banking Executive

Commercial Banking Executive Role

Management of a portfolio of commercial client accounts, with an emphasis on managing risk and maximizing the value of the existing portfolio.

Responsibilities:

Preparation of credit reports for presentation to credit committee and board.
Management of assigned portfolio from the commercial loan book
Early identification of accounts experiencing difficulties with proactive arrears management of assigned portfolio
In conjunction with clients, formulating repayment strategies/loan restructures/work-out arrangements for problem cases and follow through to ensure successful implementation of same
Assisting the Commercial Banking Manager to ensure loan book is reviewed on a regular basis and that grade profile is actively managed, with all loan reviews kept up to date for assigned portfolio
Assessment of loans and loan re-structures, including thorough research of all credit proposals and presentation of these credits to credit committee in a manner which is clear, concise and addresses the risk issues concerned
Compliance with internal operating procedures to maintain asset quality
Support Commercial Banking Manager in coaching and motivating team members

Knowledge, Skills and Requirements

Minimum 3 years + experience in Commercial Banking.
Business Degree and / or professional qualification an advantage
Ability to work within a team
An understanding of the residential and commercial property markets in Ireland
High level of interpersonal & communication skills necessary.
High level of attention to detail.
Knowledge of related regulatory, legislative and auditing standards.
Willingness and ability to handle responsibility and to work on own initiative.
Computer Literate.

This list is not exhaustive and therefore other duties may be assigned as the role evolves.

For a confidential chat about this opportunity please contact Charlotte Lawson on 01 645 5213 and send your CV via the link.